Don’t have cash to invest: Balance between Expenses & Investments

     Now that you have some idea of investing through mutual funds & stocks, now comes the major concern, especially for those who are fresher, just completed their graduation & has entered their first job & equally for experienced working professionals who also got many other financial components like various monthly bills, house rent, grocery, dining cost, fuel cost, medical emergencies etc.. But guys don’t you worry about all these things. As I have explained before in my posts, a balance is required in your life between your expenses & investments, between your family & work load. This again as explained by me is a fine art which we need to develop as we grow old in this. You should not cut down your basic requirements to account for the cash required for your monthly SIPs or Stock calls. I have a unique formula for solving your cash shortage for investments. You need to plan the SIPs in such a way that the total amount required for the monthly SIP say 5000rs (for beginners)/ 15k to 20k Rs (for elder mob), should be completely managed from the profit you fetch out of your monthly stock trading. Not to mention, for fresher their initial SIPs would be of lower value & so is the amount invested in stocks & hence the profit fetch out of it. Similarly, for elder experienced investors, they can manage the profit from monthly stock trading for their monthly SIPs. This strategy may not be initially smoothly executed, but with a little focus on your panned investment strategies you can very well follow this & become tension free about how to raise cash for your monthly investments.